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KCS-City of Kettering Yout and Family Community Resource Coordinator



If you experienced a loss of employment income after March 1, 2020 due to COVID-19 that impacted your ability to pay your housing costs (mortgage, rent, and/or utilities), Montgomery County may be able to assist  you. This loss of income could have been caused by a layoff, reduced work hours, furlough or reduction in pay. 

Please use this link to access more information and/or to apply for the housing assistance:



Montgomery County has devoted funds from the federal CARES Act to help people who have lost jobs due to the COVID-19 pandemic and -- as a result -- need assistance in paying their housing costs.

The County is working on eligibility criteria for the housing assistance. Please use this link to receive updates on these criteria and how to apply once the application process opens.



The Miami Valley Fair Housing Center's mission is to eliminate housing discrimination for all people in our region, the State of Ohio, and nationally. Our website is full of information:  If you think you've encountered housing discrimination contact us at OR call 937-223-6035.  Also, The Miami Valley Fair Housing Center is working to help people maintain housing stability during the pandemic. For those with questions about evictions, answers are available at There are no fees for our services to the public.



The Internal Revenue Service (IRS) has created a new portal to help families obtain the Economic Impact Payment, if they don't usually file a tax return or have direct deposit information on file. Please use this link to access the portal:


Housing Resources: 


If you are a Kettering/Moraine resident and have been evicted or are facing eviction, please contact: Miami Valley Fair Housing act: or call (937) 223-6035.  You can also contact ABLE and LAWO for assistance by calling Legal Aid Line at (888) 534-1432 or completing an application online at

**You cannot be put out of your home without a court order and may have additional rights due to the CARES Act.  Please see for more information.



If you are unable to make your mortgage payments, please contact the HomeOwnership Center of Greater Dayton at: or call (937) 853-1600.


Utility Assistance:

For help with your utility bills, please contact the Ohio Home Energy Assistance Program at: or call 1 (800) 282-0880.


Unemployment and Economic Resources: 

If you need assistance with applying for unemployment benefits, please call (937) 528-6430 or (937) 528-6301 or apply at: You can also visit the Goodwill offices at 660 S. Main St., Dayton, Monday-Friday from 8:30 a.m. - 4 p.m.

The unemployment State contact number is 1 (877) 644-6562.  Use this code to expedite your claim: 2000180.

To apply for cash assistance, food stamps, child care assistance or Medicaid, please complete an online application at:


Student Loan, Credit Card and Installment Loan Resources: 

If you are unable to make your student loan payments, you can apply for an administrative forbearance.  To do so, please contact your student loan service provider directly.


For credit cards and installment loans, please contact your credit card company or financial institution to ask about skipping or deferring payments.


Healthcare Resources: 

For medical, dental, vision, immunizations, Behavioral Health and pediatric needs and you are uninsured or underinsured, please contact: Primary Health Solutions: 300 Forest Ave., Dayton, OH, or call (937) 535-5060.


Food Resources: 

For a list of local food pantries, visit:


The Kettering City Schools are providing Grab-and-Go Meals to any child 18-years-of-age and younger on Mondays and Thursdays, from 11 a.m. to 12:30 p.m. at these distribution sites:

Fairmont High School -- Door 26 (Athletic office entrance at back parking lot)

Kettering Middle School -- Cafeteria driveway at the North parking lot

Greenmont Elementary -- Corner of Briedweng and Wren Circle

John F. Kennedy Elementary -- Back lot of school/cafeteria at drop-off/pick-up line

Southdale Elementary -- Loading dock at west side of school building


Moraine residents: call (937) 535-1061 for food pantry assistance.


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